Toll Free: 1.800.791.8232
Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.


Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

*Disclosure: Subject to approval of credit application. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

Check your rate in seconds
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Questions? Visit the Bread Pay help center.